Credit score of a user can be evaluated across variety of domains and categories, also, the score calculation itself can be done over a wide range of categories.
Credit score, signifying a person’s credit worthiness, can be a useful indicator in determining the default credit risk of a potential borrower. A lender, must always assure that a potential borrower satisfies the valid credit score acceptable to a given lender before diving into the process of credit management. It is essential that all the relevant credit score market categories are properly analyzed and used in the evaluation of credit score.